Debit Machine Traps…How safe are You?
(4 votes, average: 5 out of 5)
Loading ...How many times has it happened to you; late for an appointment, or shopping at the local quick mart when you reach for your wallet only to realize that you need some cash? Fortunately for you, there is an automated bank machine standing nearby ready to help you out of your dilemma.
What you don’t know is that by merely sliding your debit bankcard into the automated cash machine slot, a savvy criminal may have just stolen your valuable personal banking information. Seems unrealistic, think again.
Many people wrongly assume that debit bankcards offer the same protection as credit cards. In fact, when a debit card is stolen, or copied, there’s usually no grace period offered by your the financial institution while you grieve the unauthorized transaction. In most cases, your funds have been taken without you knowing it, which is until the next time it’s used. To add insult to injury, if you have an overdraft assignment attached to the account, this to will be taken, and you could face overdraft charges that your bank isn’t required to pay. The truth is, not only did you lose your money, but also you may have unintentionally allowed criminals to make off with your identity.
No matter which part of the world you live in or travel to, you may be vulnerable to unscrupulous characters that are using advanced technology to rob you blind. Just watch the video and see for yourself how easy it is to lose your money.
Avoid becoming a Victim of theft.
Never use a debit bankcard any place your card is taken out of sight to swipe. If you must use a debit card, particularly at a gas station, a “Hot Spot” for skimming, use your Pin number inside the station or better yet at the pump. Your card is safer if it remains in your hands, and you type in the Pin yourself.
Don’t use debit cards for on line shopping, particularly if you not sure of the retailer and or their reputation. The safer choice once again is use your credit card.
If you do find yourself in a situation where you need to use a financial automated bank machine, or a machine that for instance is located in your local bar, or variety store, protect yourself and following these precautionary steps. First, take a look around and look to see if anyone is standing close by. Criminals at times work in pairs, while one attempts to distract while you enter your Pin, the other looks over your shoulder to obtain your information. Secondly, look closely at the machine itself. Pay close attention to the debit card receptacle. With your fingers, run them over the debit card slot, checking to see if it’s securely attached to the machine. If there is any movement whatsoever, try tugging at the plastic shroud. If it moves to any significant extent, don’t use the automated teller. Last yet importantly, while entering your Pin; cover your typing hand with the other hand to thwart any opportunity to capture your Pin by a hidden camera.
Don’t become a victim; take the time to protect yourself!
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